Last updated: February 2026
Welcome to NFCLIC.com (“Website”, “we”, “our”, “us”). By accessing or using this Website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use the Website.
1. About NFCLIC
NFCLIC.com is an informational website that publishes content related to insurance, personal finance, investments, loans, and financial awareness. The content provided is for general informational and educational purposes only.
2. Acceptance of Terms
By accessing or using this Website, you agree to these Terms of Use and our Privacy Policy, Disclaimer, and Return & Refund Policy.
3. Eligibility
You must be at least 18 years old to use this Website. By using the Website, you represent that you meet this eligibility requirement.
4. No Professional Advice Disclaimer
- The content on NFCLIC.com does not constitute financial, legal, tax, or insurance advice.
- Any action you take based on information from this Website is strictly at your own risk.
- You are advised to consult a qualified financial advisor, insurance agent, or professional before making any financial or insurance decisions.
NFCLIC.com and its owners shall not be held liable for any losses or damages arising from reliance on the Website’s content.
5. Accuracy of Information
We strive to keep the information accurate and up to date; however:
- Financial products, LIC rules, interest rates, bonuses, and regulations may change.
- We do not guarantee the completeness, accuracy, reliability, or timeliness of any content.
6. Third-Party Links & Affiliate Disclosure
- NFCLIC.com may contain links to third-party websites, tools, or services (e.g., insurance providers, brokers, loan platforms).
- Some links may be affiliate links, meaning we may earn a commission at no additional cost to you.
- We do not control or endorse third-party websites and are not responsible for their content, policies, or practices.
7. Intellectual Property Rights
Unless otherwise stated:
- All content on NFCLIC.com, including text, images, graphics, logos, and design, is the intellectual property of NFCLIC.com.
- You may not copy, reproduce, republish, distribute, or exploit any content without prior written permission.
Limited permission is granted to access and use the Website for personal, non-commercial use only.
8. User Conduct
You agree not to:
- Use the Website for unlawful or fraudulent purposes
- Post or transmit harmful, abusive, defamatory, or misleading content
- Attempt to hack, disrupt, or compromise the Website’s security
- Use automated tools (bots, scrapers) without permission
Violation of these rules may result in restricted access or legal action.
9. Comments & User-Generated Content
If you submit comments, feedback, or other content:
- You grant us a non-exclusive, royalty-free right to use, modify, and display such content
- You are solely responsible for your submissions
- We reserve the right to remove any content without notice
10. Limitation of Liability
To the maximum extent permitted by law:
- NFCLIC.com shall not be liable for any direct, indirect, incidental, consequential, or financial losses
- This includes loss of data, profits, investments, or business opportunities
Your use of the Website is entirely at your own risk.
11. Indemnification
You agree to indemnify and hold harmless NFCLIC.com, its owners, and contributors from any claims, damages, losses, or expenses arising from:
- Your use of the Website
- Violation of these Terms
- Infringement of any third-party rights
12. Termination
We reserve the right to suspend or terminate access to the Website at any time, without notice, for any violation of these Terms.
13. Changes to These Terms
We may update these Terms of Use at any time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the Website means you accept the revised terms.
14. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.
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15. Contact Information
For any questions or concerns regarding these Terms of Use, you may contact us at:
📧 Email: care@nfclic.com
🌐 Website: https://nfclic.com
By using NFCLIC.com, you confirm that you have read, understood, and agreed to these Terms of Use.
