Ever looked at your mutual fund returns and thought, “Looks okay, but is it good enough?” If you have, you’re part of the vast majority. Most investors simply don’t have a clear, contextual understanding of how well their portfolio is truly performing. The burning question remains: “How do I know if I’m on the right track?”

Angel One has launched a powerful new feature designed to answer that question definitively: Portfolio Review. This is not just another dashboard of numbers; it’s a smart, benchmark-based analysis tool that reviews your mutual fund investments with real context to empower better decisions.

What is Portfolio Review?

Portfolio Review is a sophisticated tool built to provide insights that actually matter. It moves beyond simple profit/loss statements to give you a holistic view of your investment health. The process is simple, insightful, and designed for action.

How It Works: A Step-by-Step Guide to Smarter Investing

1. Performance Against the Right Benchmark

The first thing you’ll see is how your portfolio stacks up against major market benchmarks like the Nifty 50, Midcap 150, and Small Cap 250. But here’s the key differentiator: this isn’t a one-size-fits-all benchmark.

• Personalised Benchmarking: Your custom benchmark is calculated based on your unique portfolio composition. If you hold a mix of large-cap, mid-cap, and small-cap funds, your personal benchmark will reflect that exact mix. This means you’re not comparing your diversified portfolio to just the Nifty 50; you’re comparing it to a benchmark that matches your risk and asset profile.
• Real-Time Clarity: You’ll know instantly if you are ahead of the market, behind it, or simply tracking it.

2. The “Missed Gains” Insight: A Game-Changer

For the first time, you can see exactly how much you might have missed out on in concrete terms. Angel One’s unique “Missed Gains” feature shows you what you could have earned in actual rupees, not just percentages, if your funds had matched the performance of your personalised benchmark.

This tangible figure provides a powerful perspective on the cost of underperformance.

3. Data-Based Alternatives, Not Pushy Suggestions

If the tool identifies funds that are clearly underperforming, it doesn’t leave you hanging. You will get clear options to explore other schemes within the same category.

The emphasis is on transparency. There are no predictions or pushy recommendations—just data-based alternatives for you to consider, ensuring you stay in control of your decisions.

4. Confidence to Build on Success

If your portfolio is already on track and beating the benchmark, that’s fantastic! Portfolio Review gives you the confidence to double down on your strategy. This is your moment to plan and build on what’s working. You can choose to top up your existing SIPs or add new investments with added confidence, backed by clear benchmark data.

5. Check Your Asset Mix and Rebalance with Ease

A well-diversified portfolio is crucial for managing risk and achieving long-term goals. Portfolio Review helps you easily check if your asset allocation is balanced. If it’s not, the tool provides a straightforward way to rebalance your holdings, ensuring your investments align with your risk appetite and objectives.

Key Advantages of Using Portfolio Review

• Real-Time Data: All analysis is powered by live market data, so you’re always making decisions based on the latest information.
• 360° Review: You can get a complete picture even if you hold funds outside of Angel One. The tool allows you to import your mutual fund holdings from other platforms using your PAN.
• Safe and Compliant: The entire process is secure, simple, and always operates within regulatory guidelines set by the authorities.

Conclusion: Look Beyond the Green and Red

Angel One’s Portfolio Review tool encourages you to look beyond the simple green or red numbers in your holding statement. It’s about understanding the performance that truly matters for your financial future.

It’s time to Review, reassess, and refine your investment strategy with Portfolio Review, only on Angel One.

Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. The content in this article is for informational purposes only and should not be considered as investment advice.

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