.nfclic-sip{--nfclic-brand:#0B3D3A;--nfclic-accent:#C9A227;--nfclic-ivory:#FAF7F0;--nfclic-card:#FFFFFF;--nfclic-sage:#E9EEEA;--nfclic-ink:#14231F;--nfclic-ink-soft:#4C5C57;--nfclic-line:#DCE3DE;--nfclic-danger:#B3452E;--nfclic-display:'Fraunces',Georgia,serif;--nfclic-body:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--nfclic-mono:'IBM Plex Mono','Courier New',monospace;background:var(--nfclic-ivory);color:var(--nfclic-ink);font-family:var(--nfclic-body);padding:clamp(20px,4vw,40px);border-radius:18px;max-width:980px;margin:0 auto;box-sizing:border-box;line-height:1.5}.nfclic-sip *,.nfclic-sip *::before,.nfclic-sip *::after{box-sizing:border-box}.nfclic-sip__eyebrow{font-family:var(--nfclic-mono);font-size:12px;letter-spacing:0.14em;text-transform:uppercase;color:var(--nfclic-accent);font-weight:600;margin-bottom:6px}.nfclic-sip__title{font-family:var(--nfclic-display);font-weight:600;font-size:clamp(26px,4vw,38px);color:var(--nfclic-brand);margin:0 0 6px;letter-spacing:-0.01em}.nfclic-sip__sub{color:var(--nfclic-ink-soft);margin:0 0 24px;font-size:15px}.nfclic-tabs{display:flex;gap:4px;border-bottom:2px solid var(--nfclic-line);margin-bottom:22px;flex-wrap:wrap}.nfclic-tab{font-family:var(--nfclic-mono);font-size:13px;font-weight:600;letter-spacing:0.03em;background:none;border:none;padding:10px 16px;cursor:pointer;color:var(--nfclic-ink-soft);border-bottom:2px solid transparent;margin-bottom:-2px;transition:color .15s ease,border-color .15s ease}.nfclic-tab:hover{color:var(--nfclic-brand)}.nfclic-tab.is-active{color:var(--nfclic-brand);border-bottom-color:var(--nfclic-accent)}.nfclic-panel{display:none}.nfclic-panel.is-active{display:block;animation:nfclic-fade .25s ease}@keyframes nfclic-fade{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}.nfclic-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}@media (max-width:760px){.nfclic-grid{grid-template-columns:1fr}}.nfclic-card{background:var(--nfclic-card);border:1px solid var(--nfclic-line);border-radius:14px;padding:22px;margin-bottom:20px}.nfclic-card h3{font-family:var(--nfclic-display);font-size:18px;color:var(--nfclic-brand);margin:0 0 16px;font-weight:600}.nfclic-field{display:block;margin-bottom:16px}.nfclic-field span{display:block;font-size:13px;font-weight:600;color:var(--nfclic-ink-soft);margin-bottom:6px}.nfclic-field em{font-style:normal;font-weight:400;color:#94A199}.nfclic-field input[type="number"],.nfclic-field input[type="text"],.nfclic-field input[type="tel"],.nfclic-field input[type="email"]{width:100%;font-family:var(--nfclic-mono);font-size:16px;font-weight:600;padding:10px 12px;border:1px solid var(--nfclic-line);border-radius:8px;background:var(--nfclic-ivory);color:var(--nfclic-brand);margin-bottom:6px}.nfclic-field input[type="number"]:focus,.nfclic-field input[type="text"]:focus,.nfclic-field input[type="tel"]:focus,.nfclic-field input[type="email"]:focus{outline:2px solid var(--nfclic-accent);outline-offset:1px}.nfclic-field input[type="range"]{width:100%;accent-color:var(--nfclic-brand)}.nfclic-risk{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:18px;font-size:13px;color:var(--nfclic-ink-soft)}.nfclic-chip{font-family:var(--nfclic-body);font-size:12px;font-weight:600;padding:6px 12px;border-radius:100px;border:1px solid var(--nfclic-line);background:var(--nfclic-ivory);cursor:pointer;color:var(--nfclic-ink-soft)}.nfclic-chip.is-active{background:var(--nfclic-brand);color:#fff;border-color:var(--nfclic-brand)}.nfclic-toggle-row{display:flex;align-items:center;gap:10px;margin-bottom:12px;flex-wrap:wrap}.nfclic-switch{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--nfclic-ink);cursor:pointer}.nfclic-switch input{width:18px;height:18px;accent-color:var(--nfclic-brand)}.nfclic-suffix{font-size:13px;color:var(--nfclic-ink-soft)}.nfclic-stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}.nfclic-stat{background:var(--nfclic-sage);border-radius:10px;padding:14px 16px}.nfclic-stat--hero{grid-column:1 / -1;background:var(--nfclic-brand)}.nfclic-stat--hero .nfclic-stat__label{color:#BFD6D1}.nfclic-stat--hero .nfclic-stat__value{color:var(--nfclic-accent);font-size:clamp(28px,4vw,40px)}.nfclic-stat__label{display:block;font-size:12px;font-weight:600;color:var(--nfclic-ink-soft);text-transform:uppercase;letter-spacing:0.04em;margin-bottom:4px}.nfclic-stat__value{display:block;font-family:var(--nfclic-display);font-weight:600;font-size:24px;color:var(--nfclic-brand)}.nfclic-subrow{font-size:13px;color:var(--nfclic-ink-soft);margin-bottom:10px}.nfclic-subrow strong{color:var(--nfclic-brand);font-family:var(--nfclic-mono)}.nfclic-range-box{border-top:1px dashed var(--nfclic-line);padding-top:12px;margin-top:6px;font-size:13px;color:var(--nfclic-ink-soft)}.nfclic-range{display:flex;gap:10px;margin-top:8px}.nfclic-range > div{flex:1;background:var(--nfclic-ivory);border-radius:8px;padding:8px 10px;text-align:center}.nfclic-range em{display:block;font-style:normal;font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:#94A199}.nfclic-range strong{font-family:var(--nfclic-mono);color:var(--nfclic-brand)}.nfclic-cta-line{font-size:14px;font-weight:600;color:var(--nfclic-brand);background:linear-gradient(0deg,rgba(201,162,39,.08),rgba(201,162,39,.08));border-left:3px solid var(--nfclic-accent);padding:10px 14px;border-radius:6px;margin-top:12px}.nfclic-chart-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;flex-wrap:wrap;gap:10px}.nfclic-chart-head h3{margin:0}.nfclic-view-toggle button{font-family:var(--nfclic-mono);font-size:12px;font-weight:600;background:var(--nfclic-ivory);border:1px solid var(--nfclic-line);padding:6px 12px;cursor:pointer;color:var(--nfclic-ink-soft)}.nfclic-view-toggle button:first-child{border-radius:6px 0 0 6px}.nfclic-view-toggle button:last-child{border-radius:0 6px 6px 0;border-left:none}.nfclic-view-toggle button.is-active{background:var(--nfclic-brand);color:#fff;border-color:var(--nfclic-brand)}.nfclic-select{font-family:var(--nfclic-body);font-size:14px;font-weight:600;padding:8px 12px;border-radius:8px;border:1px solid var(--nfclic-line);background:var(--nfclic-ivory);color:var(--nfclic-brand)}.nfclic-table-wrap{overflow-x:auto}.nfclic-table{width:100%;border-collapse:collapse;font-family:var(--nfclic-mono);font-size:13px}.nfclic-table th,.nfclic-table td{text-align:right;padding:9px 12px;border-bottom:1px solid var(--nfclic-line)}.nfclic-table th:first-child,.nfclic-table td:first-child{text-align:left}.nfclic-table thead th{color:var(--nfclic-ink-soft);font-weight:600;text-transform:uppercase;font-size:11px;letter-spacing:.04em;border-bottom:2px solid var(--nfclic-brand)}.nfclic-table tbody tr:hover{background:var(--nfclic-sage)}.nfclic-action-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:4px}.nfclic-btn{font-family:var(--nfclic-body);font-weight:700;font-size:14px;padding:13px 22px;border-radius:9px;border:none;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;transition:transform .1s ease,opacity .15s ease}.nfclic-btn:hover{opacity:.92}.nfclic-btn:active{transform:scale(.98)}.nfclic-btn--primary{background:var(--nfclic-accent);color:var(--nfclic-brand)}.nfclic-btn--ghost{background:var(--nfclic-card);color:var(--nfclic-brand);border:1px solid var(--nfclic-brand)}.nfclic-goal-picker{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:20px}@media (max-width:620px){.nfclic-goal-picker{grid-template-columns:repeat(2,1fr)}}.nfclic-goal{background:var(--nfclic-card);border:1px solid var(--nfclic-line);border-radius:12px;padding:14px 10px;cursor:pointer;font-size:24px;display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center}.nfclic-goal span{font-size:12px;font-weight:600;color:var(--nfclic-ink-soft);font-family:var(--nfclic-body)}.nfclic-goal.is-active{border-color:var(--nfclic-accent);background:var(--nfclic-sage)}.nfclic-goal.is-active span{color:var(--nfclic-brand)}.nfclic-trust{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;background:var(--nfclic-brand);color:#fff;border-radius:14px;padding:20px 24px;margin:12px 0 28px}.nfclic-trust__advisor{display:flex;flex-direction:column}.nfclic-trust__advisor strong{font-family:var(--nfclic-display);font-size:18px}.nfclic-trust__advisor span{font-size:13px;color:#BFD6D1}.nfclic-trust__loc{font-size:12px !important;color:#9FBDB7 !important}.nfclic-trust__stats{display:flex;gap:22px;flex-wrap:wrap}.nfclic-trust__stats > div{text-align:center}.nfclic-trust__stats strong{display:block;font-family:var(--nfclic-display);font-size:20px;color:var(--nfclic-accent)}.nfclic-trust__stats span{font-size:11px;color:#BFD6D1}.nfclic-trust__stats a{color:#BFD6D1;text-decoration:underline}.nfclic-faq{margin-bottom:24px}.nfclic-faq h3{font-family:var(--nfclic-display);color:var(--nfclic-brand);margin-bottom:12px}.nfclic-faq__item{border-bottom:1px solid var(--nfclic-line);padding:12px 0}.nfclic-faq__item summary{cursor:pointer;font-weight:600;color:var(--nfclic-ink);list-style:none}.nfclic-faq__item summary::-webkit-details-marker{display:none}.nfclic-faq__item summary::before{content:'+ ';color:var(--nfclic-accent);font-weight:700}.nfclic-faq__item[open] summary::before{content:'– '}.nfclic-faq__item p{margin:10px 0 0;color:var(--nfclic-ink-soft);font-size:14px}.nfclic-disclaimer{font-size:12px;color:#7C8A84;border-top:1px solid var(--nfclic-line);padding-top:14px}.nfclic-modal{position:fixed;inset:0;z-index:99999;display:none;align-items:center;justify-content:center;padding:20px}.nfclic-modal.is-open{display:flex}.nfclic-modal__backdrop{position:absolute;inset:0;background:rgba(20,35,31,.6)}.nfclic-modal__box{position:relative;background:var(--nfclic-ivory);border-radius:16px;padding:28px;max-width:420px;width:100%;max-height:90vh;overflow-y:auto}.nfclic-modal__box h3{font-family:var(--nfclic-display);color:var(--nfclic-brand);margin:0 0 6px}.nfclic-modal__box p{font-size:14px;color:var(--nfclic-ink-soft);margin:0 0 16px}.nfclic-modal__close{position:absolute;top:16px;right:16px;background:none;border:none;font-size:18px;cursor:pointer;color:var(--nfclic-ink-soft)}#nf-lead-form label{display:block;font-size:13px;font-weight:600;color:var(--nfclic-ink-soft);margin-bottom:12px}#nf-lead-form input{width:100%;margin-top:5px;padding:10px 12px;border-radius:8px;border:1px solid var(--nfclic-line);font-family:var(--nfclic-body);font-size:14px}#nf-lead-form button{width:100%;margin-top:6px}.nfclic-privacy{font-size:11px !important;color:#94A199 !important;text-align:center;margin-top:10px !important}.nfclic-modal__actions{display:flex;flex-direction:column;gap:10px;margin-top:14px}#nf-lead-error{color:var(--nfclic-danger);font-size:13px;margin-top:8px;display:none}.nfclic-pdf-report{width:720px;background:#fff;padding:32px;font-family:var(--nfclic-body);color:var(--nfclic-ink)}.nfclic-pdf-header h2{font-family:var(--nfclic-display);color:var(--nfclic-brand);margin:0 0 2px}.nfclic-pdf-header p{margin:0 0 14px;color:var(--nfclic-ink-soft);font-size:13px}.nfclic-pdf-header h3{border-top:2px solid var(--nfclic-accent);padding-top:10px;color:var(--nfclic-brand)}.nfclic-pdf-footer{margin-top:20px;font-size:11px;color:#7C8A84;border-top:1px solid var(--nfclic-line);padding-top:10px}@media (prefers-reduced-motion:reduce){.nfclic-panel.is-active{animation:none}}